I think I'm going to make an amendmant to the rules. You can pick two teams and if they both win, you get 3 (2 right + 1) points, but if EITHER loses, you get -1. You can pick three teams and if they all win you get 5 (3 right + 2), but if ANY ONE of them loses, you get -1. This will be designed for people who are behind and need to catch up. So, it's high risk, high reward. But... you can't put yourself in a situation where you'll end up with negative points (you cant take more than one team if u currently have zero).
Nah you don't get a point for last week because the Ravens lost. In fact, using the new rules, you would have 0 points but they were just amended so you still have one.